---
title: FAQ
---

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Homeward Realty is led by licensed California broker Alicia Cox, Homeward Realty combines real estate brokerage expertise with hands-on experience negotiating and restructuring mortgage notes.  We understand that a business property isn't just an asset on a balance sheet - it's where payroll gets made and doors stay open.  That's the lens we bring to every negotiation.

# FAQ

## For buyers

##### What is the first step in buying a home?

The absolute first step for your client is to get approved for a mortgage. Without being approved for a mortgage it will be quite difficult, if not impossible, to purchase a new home. If a potential client reaches out to you, have them go through the tenant screening process and then guide them to a reputable mortgage corporation and advisor that you trust.

##### Should I sell my current property before buying a new one?

A home sale contingency in your offer may spook the seller or delay the closing so that's not an option. It's also important to note that waiting to sell your old home until after you've purchased your new home is less risky in a seller's market.

##### Should I do a home inspection?

Home inspections can uncover potentially life-threatening problems like mold or faulty wiring that could cause a significant fire. Most potential buyers have a seven-day window after a home inspection to walk away from the purchase. A thorough inspection is a critical step in purchasing a home.

##### Should I do a final walk-through?

It is important to do a final walk through to make sure that everything in the property is exactly the way you saw it from the very beginning when you did your initial appointment or home inspection.

## For sellers

##### How should I prepare my home before selling it?

Identify repairs and make a plan. Declutter and clean—make it feel spacious. Depersonalize your home. Paint where it needs it most. Set the stage—make it feel like home. Keep it clean and consistent.

##### Should I order a home inspection?

One step you can take to make sure your house is in the best possible condition — and that a buyer can't take advantage of you later, when problems are discovered during the post-offer inspection — is to hire a professional inspector before you sell your house.

##### How long will it take to sell my home?

Homes across the U.S. are selling faster than in years past. In 2020, homes spent an average of just 25 days on the market before going under contract, down from 30 days in 2019. After an offer is accepted, home sales typically require an additional 30- to 45- day closing period before they are officially sold.

##### What is the agent's commission fee?

The agent's fee is the sales commission to be paid by the Partnership to the Agents pursuant to the Agency Agreement, in an amount equal to 5.75% of the selling price for each Unit sold to a Subscriber.

## For borrowers

##### What kinds of properties do you work with?

Owner-occupied residential homes and commercial buildings, mixed-use properties, and business properties where the owner's operations are directly tied to that real estate.

##### Will this affect my business's ability to get financing later?

A restructured note handled proactively is generally far less damaging than a foreclosure or forced sale. We'll walk through the implications specific to your situation.

##### How fast can this move?

It depends on your lender and timeline, but we move as quickly as the situation requires-foreclosure timelines don't wait, so neither do we.

##### What is your commission or fee?

There are no fees to negotiate your loan and restructure. We are paid via lending points that are disclosed when we have a solution. All fees are included in the loan and not paid upfront or out of pocket.

## Ready to get settled into **your new home?**

 Contact an Agent

### Contact an Agent

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 Newport Beach, California

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© 2026 HOMEWARD REALTY CORPORATION. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT OR ZONING EXPERT. IF YOUR PROPERTY IS CURRENTLY LISTED WITH ANOTHER REAL ESTATE BROKER, PLEASE DISREGARD THIS OFFER. IT IS NOT OUR INTENTION TO SOLICIT THE OFFERINGS OF OTHER REAL ESTATE BROKERS. WE COOPERATE WITH OTHER BROKERS FULLY. EQUAL HOUSING OPPORTUNITY.

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